How to Pay Your Ulta Credit Card (2024)

FAQs

How to make Ulta credit card payment? ›

How do I make a payment? Pay Online: Visit Ulta Beauty Rewards™ Credit Card and click on Manage Account. There is no fee to make a payment online. Pay by Phone: Contact Comenity Capital Bank at 866-257-9195, TDD/TTY: 888-819-1918.

If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. We will begin charging interest on balance transfers and cash advances on the transaction date. Your due date is at least 25 days after the close of each billing period.

The starting credit limit for the Ulta Credit Card is usually around $1,000 to start, according to forum posts, and some cardholders report limits as high as $3,700. The issuer does not include any specific credit limit information in the card's terms, though.

The credit score you need for an Ulta Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Ulta Store Card, though, has more lenient approval requirements, as it accepts people with at least fair credit (640+).

Can I make a payment at an Ulta Beauty store? Not at this time, but there are several other ways to make payments: online, by phone, or through the mail.

Around the 180-day point, the credit card issuer will likely assume it won't receive a payment on the account and will then charge off your account.

Even a single late or missed payment may impact credit reports and credit scores. But the short answer is: late payments generally won't end up on your credit reports for at least 30 days after the date you miss the payment, although you may still incur late fees.

The best credit card with a $100,000 credit limit is the Chase Sapphire Preferred card. In addition to a credit line of at least $100,000, the card offers 1 - 5 points per $1 on purchases and comes with a $95 annual fee. You will need good credit or better to get the Chase Sapphire Preferred card.

Some car dealerships may accept a credit card payment for some or all of a car's asking price, but many will not. And even if they do, you may be asked to pay a convenience fee between 1.5% and 3.5%, which can add to your total costs.

A $3,500 credit limit is good if you have fair to good credit, as it is well above the lowest limits on the market but still far below the highest. The average credit card limit overall is around $13,000. You typically need good or excellent credit, a high income and little to no existing debt to get a limit that high.

How to pay Ulta credit card without the card? ›

By phone: Call 1 (866) 257-9195 and enter your card information when prompted, then follow the prompts to make a credit card payment. By mail: Send a check or money order (but not cash) to Comenity Capital Bank / PO Box 183003 / Columbus, OH 43218-3003.

As a frequent Ulta Beauty customer, you have two credit card options available to you: the Ultamate Rewards® Credit Card* and the Ulta Beauty Rewards™ Mastercard® Credit Card*, both of which are issued by Comenity Capital Bank.

To get a cash advance with your Ulta Credit Card: Call customer service at (866) 254-9971 and request a PIN, if you don't already have one. Insert the credit card at an ATM and enter the PIN. Select the cash advance option on the ATM screen.

So you won't be able to pay a credit card bill with another credit card. The only ways you might be able to use a credit card to pay your bill are through a balance transfer or cash advance, but they could be risky and come with fees that add to your debt.

Ways to Make an Ulta Credit Card Payment

By mail: Send a check or money order (but not cash) to Comenity Capital Bank / PO Box 183003 / Columbus, OH 43218-3003. Make sure to send it early enough that it will arrive by the due date.

For all credit card related concerns please contact Comenity Capital Bank by visiting, comenity.net/ultabeautyrewardscredit or by calling 1-866-257-9195 for the Ulta Beauty Rewards™ Mastercard® Credit Card or 1-866-254-9971 for the Ulta Beauty Rewards™ Credit Card (TDD/TTY: 1-888-819-1918).